Bankruptcy :: essays research papers

Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy   Ã‚  Ã‚  Ã‚  Ã‚  Chapter 7 and Chapter 13 bankruptcies are full of advantages and disadvantages. But at the same time they are very different. Without knowing these differences a person could lose many things from money to possessions. Chapter 7 bankruptcy can wipe out most of ones debts but certainly not all of them. Certain kinds of debt are not covered by the terms of Chapter 7. Some examples of debts that must be paid after filing for bankruptcy would include child support, alimony, income taxes and penalties, student loans, and court ordered damages due to unfair and unrightous acts. Bankruptcy courts handle your financial problems until the case ends. A court assumes control of all ones debts that are owed and all property that is not exempted. A person, trustee, is appointed to be in charge of your debt. The trustee collects property that can be taken and sells it to repay some creditors. That property can be surrendered to the trustee, one may pay the market value of it or one also may choose to trade exempt property with nonexempt property. A small number of people actually lose property when filing bankruptcy. If a person changes their mind about filing for bankruptcy they may ask the court to dismiss the case. At the end of the process the court would discharge most of the debts and one is unable to file for Chapter 7 bankruptcy again for at least another six years.   Ã‚  Ã‚  Ã‚  Ã‚  Chapter 13 bankruptcy us mostly used to make up any type of debt payments and pay things off and in some cases it can be used to stop a foreclosure on a house. Chapter 13 bankruptcy cases usually last up to 5 years. During that time one would have to live under a strict budget that would require discipline. Most debtors that file for chapter 13 bankruptcy never pay back all their creditors all that they owe. That can ruin your credit because it stays on file for at least 10 years. Money management seminars are available to those that have paid 75% or more of their debt. Chapter 13 bankruptcy allows creditors to get at least some of their money back. Debtors keep all of their property and would out a compulsory, court-enforced plan to repay a portion of their debts over a certain period of time. With Chapter 13 bankruptcy some debts may be discharged but alimony and child support continue to be an obligation that must be fulfilled.

Internet Tools at Dirt Bikes Essay

Communication is an indispensable part of any organization. It is required to keep up with their business (suppliers), employees (internally) and clients (externally). With every day new innovations in technology, internet is the no more a new concept. Another term associated with internet is networking. The companies big or small realize the fact that adapting the latest technology will take their business to new heights or else they will be left far too behind in the race. Hence it would not be incorrect to say that Internet has changed the way business used to run. It has raised the business to international heights. Internet is used on a global scale and provides a universal platform. Similarly building new services, strategies with in the organization is made possible through intranet. It is a medium of providing connectivity with the different department of the organization in the same office. On similar notes Dirt Bike management decided to look for new tools and technology that will best suite their company to make the communication process more effective and efficient. Introduction Dirt Bikes is a small manufacturing company of off-road bikes of its own brand. It is a privately owned company, and has its headquarters in Carbondale, Colorado. It has a staff strength of around 150-200 employees. The company maintains a website. The company has provided the internet access to its employees. To make the internal communication process across the departments more efficient some more tools and technologies needs to be implemented like E-mail, Video-conferencing, messengers. However, some other upcoming tools and technologies are: Mobile Networking Technology covering (3G), Wireless access and Radio/satellite signals Importance of Intranet The concept of intranet is evolving. This internal communication tool can be developed in such a way that integrates employees from all departments. They would be able to view permissible details of each other’s department along with the feature of internal chat, mail and files transfer. The employees will be provided individual login id and password keeping the system secure and traceable. Maintaining employees personal details will greatly help Human Resource department to track and keep updated information for any individual. The employees can check their details available on the network and can report for any changes whenever required. Contact information, attendance, leave balance are few of the named details that can be made available. The Manufacturing and Production department can discuss and forward the design related issues and updates through mail or common chat. The sales and Marketing team can maintain a database for archive with the details of previous sales records and a comparison with the present trends. They can track the sales projections and balance the act of supply and demand more efficiently. Implementation of intranet requires a client /server architecture connected in LAN. Additional Tools Certain departments like the accounts department that holds vital data related to the company and the employees and the manufacturing departments that works on upcoming designs of new model can make use of VPN (Virtual Private Network) that provides a secure and encrypted form of communication with in the public network. It is a cost effective way that provides the combined feature of Voice as well as data networks. The drawback of the system is that may slow down the process during high internet congestion. Another cost effective way of communication is through Wireless access with the help of smart phones and Bluetooth. The wireless access will cover the entire network of the company. Bluetooth can be within a particular department allowing access to printer, computer, phones all at the same time. It will be a low power option having a range of 10 meter. It reduces the confusing and messy cables and at times works without user intervention. The smart phones or the 3G phones technology will the employees outside the organization like the delivery and shipment department. Nearly all employees will feel benefited with the implementation of the above tools. It will definitely increase efficiency helping them to concentrate on the work. And overall the company will benefit too. Wireless Access Wireless technology offers a very flexible approach to stay in touch over the network internally with employees and externally with customers and suppliers. Bluetooth allows accessing internet while connecting to nearly 8 more devices at the same time in 10 meter range.

The Killer Angels

â€Å"The Killer Angels† written by Michael Shaara in 1974, published by Ballantine Books, is a story showing the courage and heroism of people involved in the Battle of Gettysburg that took place in 1863. The novel presents the battle in an objective manner, and does not take sides when displaying the position of the two armies on the subject of slavery. It is an outstanding book and is worth reading due to the presence of real characters. In other words, the characters have been brought to life and the audience not only gets to learn about the battle itself, but also about the views and opinions of the participants.One of the most interesting methods is how Shaara presents the narrative through the viewpoints of army personnel, which makes the events come to life. The results are well rounded characters, detailed imagery, and an objectivity that didn’t label either side as the hero. Michael Shaara first developed a passion for writing when he was in grade school. Afte r graduation, Shaara joined the armed forces where he served as a paratrooper for the 82nd Airborne Division, a seaman, and police officer.In 1951, he graduated from Rutgers University with a bachelor's degree and continued his educational process by engaging in some graduate work at Columbia University and the University of Vermont. After publishing many science fiction novels Shaara begin to take on larger project such as writing war novels. In The Killer Angels by Michael Shaara, vivid imagery, details, and insightful character development reveal the differences between the Union army and the Confederacy. These two armies have different causes for fighting, but the main cause for the war is slavery.This key issue sparked the war. The Confederacy is fighting for independence from the North, yet the Union is fighting for freedom and an end to slavery. The thesis of this novel in my opinion reads as, although we are soldiers that are highly trained and motivated war still is a const ant struggle in our everyday lives and the lives of our families. War is never easy and we engage in this job for the loyalty, courage, selfless service, duty, honor, integrity and personal courage to stand and protect this place we call home.The main point isn’t primarily focused on displaying the soldiers’ reasons for fighting the war, but Shaara wants to focus on the soldiers as individuals and how they cope with the stress of being in a war zone. At times, history books show the impact from such an objective point of view that the experience itself isn’t made easily understood by students or readers. Shaara gives life to the events and allows the audience to emotionally engage with individuals  involved in it by the arrangement of his powerful words.Providing us with a more personalized understanding of a war from which we are otherwise removed. The main values that Shaara personally incorporated was Selfless Service he took it upon himself to write at boo k specifically detailed to highlight a soldier’s point of view. Honor is another value outlined by Shaara the way that he states how the officers talk to the soldiers and explain how they can make a difference not only in the community that they live but in the world shows that both parties exhibit honor to be viewed as soldier whether union or confederate.Personally, I agree with the thesis outlined by this author because you never read in the history books or gain an understanding of the aspects of the soldier, the strain that they undergo or the risks that they take that can impact their lives. They do all of this not by placing self first, but the welfare of you the people. I understand because being a soldier is not easy you not only impact your self but the love ones around you, it really does take one dedicated individual to engage in this job as a soldier.

Telephone Vocabulary in Mandarin Chinese

Telephone Vocabulary in Mandarin Chinese The conventions for making and answering phone calls in Mandarin Chinese are similar to English. The main difference is that calls are usually answered with ââ€" ºwà ¨i, which is a way of saying â€Å"hello† used only on the phone. Knowledge of Mandarin numbers from zero to 9 is needed to give and understand phone numbers, so we will begin with a Mandarin number review. Mandarin Number Review Audio files are marked with ââ€" º 0 ââ€" ºlà ­ng1 ââ€" ºyÄ «2 ââ€" ºÃƒ ¨r3 ââ€" ºsÄ n4 ââ€" ºsà ¬5 ââ€" ºwÇ”6 ââ€" ºlià ¹7 ââ€" ºqÄ «8 ââ€" ºbÄ 9 ââ€" ºjiÇ” Telephone Vocabulary é› »Ã¨ © ±mobile phoneââ€" ºxà ­ng dà ²ng din hu / ââ€" ºshÇ’u jÄ «Ã¨ ¡Å'å‹•é› »Ã¨ © ± / 手æ ©Å¸faxââ€" ºchun zhÄ“nå‚ ³Ã§Å"Ÿhello (for telephone only)ââ€" ºwà ¨iÃ¥â€"‚what telephone number?ââ€" ºjÇ  hoÃ¥ ¹ ¾Ã¨â„¢Å¸call the wrong numberââ€" ºdÄÆ' cuà ² le打éÅ' ¯Ã¤ ºâ€ busy lineââ€" ºjiÇŽng hu zhÃ… ngè ¬â€ºÃ¨ © ±Ã¤ ¸ ­answer the phoneââ€" ºjiÄ“ din huæŽ ¥Ã©â€º »Ã¨ © ±please wait a momentââ€" ºqÇ ng dÄ›ng yÄ « xiè «â€¹Ã§ ­â€°Ã¤ ¸â‚¬Ã¤ ¸â€¹please leave a message (verbal)ââ€" ºqÇ ng lià º ynè «â€¹Ã§â€¢â„¢Ã¨ ¨â‚¬leave a message (written)ââ€" ºlià º zà ¬ tioç•™å ­â€"æ ¢ area codeââ€" ºqÃ… « yà ¹ mÇŽå â‚¬Ã¥Å¸Å¸Ã§ ¢ ¼internationalââ€" ºguà ³ jà ¬Ã¥Å"‹éš›long distanceââ€" ºchng tà ºÃ©â€¢ ·Ã©â‚¬â€direct dialââ€" ºzhà ­ bÃ… Ã§â€º ´Ã¦â€™ ¥telephone companyââ€" ºdin xà ¬n jà ºÃ¢â‚¬â€¹Ã©â€º »Ã¤ ¿ ¡Ã¥ ±â‚¬ Telephone Dialogue One A: Hello.B: Hello. Is Mr. Wang there?A: I’m sorry, you have the wrong numberB: Is this 234-5677?A: No, this is 234-9877.B: Sorry!A: No problem.A: ââ€" ºWà ¨i.B: ââ€" ºWà ¨i. QÇ ng wà ¨n Wng xiÄ n sheng zi ma?A: ââ€" ºDuà ¬ bu qÇ , nÇ  dÇŽ cuà ² le.B: ââ€" ºZhà ¨ lÇ  shà ¬ 234-5677 ma?A: ââ€" ºBà º shà ¬, zhà ¨ lÇ  shà ¬ 234-9877.B: ââ€" ºDuà ¬ bu qÇ .A: ââ€" ºMà ©i guÄ n xi.A: Ã¥â€"‚B: Ã¥â€"‚. è «â€¹Ã¥â€¢ Ã§Å½â€¹Ã¥â€¦Ë†Ã§â€Å¸Ã¥Å" ¨Ã¥â€"Ž?A: Ã¥ ° Ã¤ ¸ Ã¨ µ · ä ½  Ã¦â€°â€œÃ©Å' ¯Ã¤ ºâ€ B: 這è £ ¡Ã¦Ëœ ¯234-5677Ã¥â€"Ž?A: ä ¸ Ã¦Ëœ ¯ 這è £ ¡Ã¦Ëœ ¯234-9877B: Ã¥ ° Ã¤ ¸ Ã¨ µ ·A: æ ²â€™Ã©â€"Å"ä ¿â€š Telephone Dialogue Two A: Hello.B: Hello, is Mr. Wang there?A: Please wait a moment.A: Hello.B: Hello Mr. Wang, this is Li from Da Xing Company. Did you receive our company information that I sent you?A: Hello Mr. Li. Yes, I received it, and I will call you back later to talk about it.B: OK – very good.A: Goodbye.B: Goodbye.A: ââ€" ºWà ¨i.B: ââ€" ºWà ¨i. QÇ ng wà ¨n Wng xiÄ n sheng zi ma?A: ââ€" ºQÇ ng dÄ›ng yÄ « xi.A: ââ€" ºWà ¨i.B: ââ€" ºWng xiÄ n sheng nÇ  hÇŽo. WÇ’ shà ¬ D XÄ «ng gÃ… ng sÄ « de Là ­n d mà ­ng. NÇ  shÃ… u do wÇ’ jà ¬ gÄ›i nÇ  de zÄ « lio le ma?A: ââ€" ºLà ­n xiÄ n sheng nÇ  hÇŽo. YÇ’u wÇ’ shÃ… u do le. WÇŽn yÄ « diÇŽn wÇ’ zi dÇŽ din hu gÄ“n nÇ  tÇŽo là ¹n.​B: ââ€" ºHÇŽo de.A: ââ€" ºZi jin.B: ââ€" ºZi jin.A: Ã¥â€"‚B: Ã¥â€"‚ è «â€¹Ã¥â€¢ Ã§Å½â€¹Ã¥â€¦Ë†Ã§â€Å¸Ã¥Å" ¨Ã¥â€"Ž?A: è «â€¹Ã§ ­â€°Ã¤ ¸â‚¬Ã¤ ¸â€¹A: Ã¥â€"‚B: 王先生ä ½  Ã¥ ¥ ½ 我æ˜ ¯Ã¥ ¤ §Ã¨Ë†Ë†Ã¥â€¦ ¬Ã¥  ¸Ã§Å¡â€žÃ¦Å¾â€"Ã¥ ¤ §Ã¦ËœÅ½ ä ½  Ã¦â€ ¶Ã¥Ë† °Ã¦Ë†â€˜Ã¥ ¯â€žÃ§ µ ¦Ã¤ ½  Ã§Å¡â€žÃ¨ ³â€¡Ã¦â€"™ä ºâ€ Ã¥â€"ŽA: æžâ€"先生ä ½  Ã¥ ¥ ½ æÅ"‰ 我æ” ¶Ã¥Ë† °Ã¤ ºâ€  晚ä ¸â‚¬Ã© »Å¾Ã¦Ë†â€˜Ã¥â€  Ã¦â€°â€œÃ©â€º »Ã¨ © ±Ã¨ ·Å¸Ã¤ ½  Ã¨ ¨Å½Ã¨ «â€"B: Ã¥ ¥ ½Ã§Å¡â€žA: å† Ã¨ ¦â€¹B: å† Ã¨ ¦â€¹

Outrageously Funny Groucho Marx Quotes

Outrageously Funny Groucho Marx Quotes Groucho Marx and his brothers had an unmatched flair for comedy. However, it was Groucho Marx who became the reigning king of comedy in the 1940s. He was known for double meanings embedded in his one-liners, along with his ever-present cigar, prominent eyebrows, and glasses. Groucho Marx quotes are regarded as evergreen classics, absolutely laugh-out-loud funny, even many decades later. His wit is timeless. Groucho Marx Quotes  on Women As soon as I get through with you, youll have a clear case for divorce and so will my wife. Whoever named it necking was a poor judge of anatomy. Why dont you go home to your wife? Better yet, Ill go home to your wife, and outside of the improvement, she wont notice any difference. Behind every successful man is a woman; behind her is his wife. A man is only as old as the woman he feels. A woman is an occasional pleasure but a cigar is always a smoke. Alimony is like buying hay for a dead horse. Why was I with her? She reminds me of you. In fact, she reminds me more of you than you do! Anyone who says he can see through women is missing a lot. Funny, Ive met a lot of pin-up girls, but Ive never been able to pin one down. Time wounds all heels. On Reading Anybody who doesnt like this book is healthy. From the moment I picked up your book until I laid it down, I was convulsed with laughter. Some day I intend reading it. Outside of a dog, a book is mans best friend. Inside of a dog, its too dark to read. On Aging and Death Why should I do anything for posterity? What has posterity ever done for me? Bury me next to a straight man. Getting older is no problem. You just have to live long enough. Put-Downs and Puns All people are born alike- except Republicans and Democrats. Go, and never darken my towels again. One morning I shot an elephant in my pajamas. How he got into my pajamas, Ill never know. Ive had a perfectly wonderful evening. But this wasnt it. I sent the club a wire stating, Please accept my resignation. I dont want to belong to any club that will accept me as a member. Laugh and the world laughs with you. Cry and youre probably watching the wrong channel. And I want to thank you for all the enjoyment youve taken out of it. Are you going to believe me or what you see with your own eyes? I never forget a face, but in your case, Ill be glad to make an  exception.

30 Problem Words and Phrases

30 Problem Words and Phrases 30 Problem Words and Phrases 30 Problem Words and Phrases By Mark Nichol Tried-and-true words and phrases are convenient, but they are also truly trying as with clichà ©s, when a writer relies too heavily on stock usage, the resulting prose is tired and uninspired. Watch out for the following deadly usages. 1. After having: â€Å"After looking around, I chose a seat† is fine, and so is â€Å"Having looked around, I chose a seat,† but â€Å"After having looked around, I chose a seat† is redundant. â€Å"Having† means that the action has already been performed, so the context is clear that the writer is writing after the fact. 2. Aged: Identifying the age or age range of a person or a group with this word puts the subject(s) in a category with cheese or wine. Write â€Å"50 years old,† for example, instead of â€Å"aged 50 years,† or â€Å"ages 21–34† rather than â€Å"aged 21–34.† 3. Aggravate: To aggravate is to make something worse, not to bother, annoy, or irritate. 4. And also: And and also are redundant; use one or the other. 5. Anticipate: To anticipate is to foresee (and perhaps act on that foresight), not to expect. 6. Anxious: To be anxious is to feel distressed or worried, not eager. 7. Approximately: How about using about instead? Save three syllables. For scientific or technical references, approximately is fine, but it’s a bit much in most other contexts. 8. As to whether: â€Å"As to† is extraneous; use whether only. 9. At this point in time: Omit this meaningless filler. 10. Basically, essentially, totally: Basically, these words are essentially nonessential, and you can totally dispense with them. 11. Being as/being that: Replace these phrases with because. 12. Considered to be: â€Å"To be† is extraneous; write considered only, or consider deleting it as well. 13. Could care less: No, you couldn’t. You want to convey that it’s not possible for you to care less, so you couldn’t care less. 14. Due to the fact that: Replace this phrase with because. 15. Each and every: Write â€Å"Each item is unique,† or â€Å"Every item is unique,† but not â€Å"Each and every item is unique.† 16. Equally as: As is superfluous; write equally only. 17. Was a factor, is a factor, will be a factor: If your writing includes one of these phrases, its presence is a sign that you’re not done revising yet; rewrite â€Å"The vehicle’s condition is a factor in performance,† for example, to â€Å"The vehicle’s condition affects its performance.† 18. Had ought: Had is redundant; use ought only. 19. Have got: Got is suitable for informal writing only; if you’re referring to necessity, consider must rather than â€Å"have got,† and if the reference is to simple possession, delete got from the phrase â€Å"have got.† 20. In many cases/it has often been the case: Reduce the word count in statements containing these verbose phrases by replacing â€Å"in many cases† with often, for example. 21. In the process of: This extraneous phrasing is acceptable in extemporaneous speaking but unnecessarily verbose in prepared oration and in writing. 22. Is a . . . which/who: If you find yourself writing a phrase like this, step back and determine how to write it more succinctly; â€Å"Smith is a man who knows how to haggle,† for example, can be abbreviated to â€Å"Smith knows how to haggle.† 23. Kind of/sort of: In formal writing, if you must qualify a statement, use a more stately qualifier such as rather, slightly, or somewhat. 24. Lots/lots of: In formal writing, employ many or much in place of one of these colloquialisms. 25. Of a . . . character: If you use character as a synonym for quality, make the reference concise. â€Å"The wine has a musty character† is better rendered â€Å"The wine tasted musty, and â€Å"He was a man with a refined character† can be revised to the more concise statement â€Å"The man was refined,† but better yet, describe how the man is refined. 26. Of a . . . nature: Just as with character, when you use nature as a synonym for quality, pare the phrasing down: Reduce â€Å"She had a philosophical nature,† for example, to â€Å"She was philosophical.† 27. Oftentimes: An outdated, unnecessary complication of often. 28. On account of: Replace this awkward phrase with because. 29. Renown: Renown is the noun (as well as a rarely used verb); renowned is the adjective. Avoid the like of â€Å"the renown statesman.† 30. Thankfully: In formal usage, this word is not considered a synonym for fortunately. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Style category, check our popular posts, or choose a related post below:100 Words for Facial Expressions75 Synonyms for â€Å"Talk†25 Idioms with Clean

Ethical Issues in Tv Movies Movie Review Example | Topics and Well Written Essays - 250 words

Ethical Issues in Tv Movies - Movie Review Example One girl was about eighteen but the other was only fourteen. Appropriately, the officers in the show were outraged and to be honest, I would have been pleased to see the culprits beaten to a pulp in the episode. The officers knew though that the criminals involved would have been beaten while being held for trial and for that reason put them into general population. While I am sure there are some that would find that to be controversial, I am not one of them. In the show, the elder girl has an abortion and is placed into the care of family members. The younger child presented a more sensitive issue. Firstly, her family members had now abandoned her because while she was raped, rape constituted sex before marriage and she was therefore disgraced permanently. If the family had accepted her back, then they would have shared in the disgrace. The young girl was abandoned and left in the hospital pregnant. Olivia, the female detective is understandably jarred and shaken and wants to kill anyone who touches the girl and is arguing in favor of terminating the pregnancy. The doctor in the show explains that the child's body is not developed enough to carry a pregnancy and delivery.